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Much of the time, the two political parties seem virtually indistinguishable.  But, every once in a while, something happens that draws a stark contrast between the Democratic and Republican views of the world.  Such a moment came during the GOP presidential debate last night, when Rep. Ron Paul was asked […]

Many times consumers are perplexed as to why they have had their auto insurance rates increased after an accident that was not their fault. In Florida, there are actually some statutory guidelines of which consumers should be aware. These guidelines fall under the domain of Fla. Stat. 626.9541 – Unfair […]

It’s not often I read a sports article and find somebody who truly understands the industry I work in like Mike Bianchi of the Orlando Sentinel did on his take in the tragic wrongful death case of football player Ereck Planchar. I hope many people take the time to read […]

Homeowners Insurance in the State of Florida is already out of reach financially for many Floridians who own homes and are struggling in this economy to makes ends meet. We have gone several years without hurricanes and when we had a few in 2005 homeowners insurance rates went through the […]

Thank you Florida Legislators. Thank you Governor Rick Scott. That gratitude is undoubtedly spilling forth throughout the hallowed halls of every insurance company writing property insurance in the State of Florida. The Florida legislature passed Senate Bill 408 after a similar bill had been previously vetoed by Governor Charlie Crist. […]

“I love insurance companies and want them to make even more profit than they already do. That’s why I am a Florida Legislator!” This should be the button being worn by most legislators in Florida who permitted an unsubstantiated and unfounded bill to be passed during this most recent business […]

The legislature passed and failed to pass a number of bills during this legislative session. Some have said that the session demonstrated a great deal of work on the part of legislators, while others have said it amounted to a session about cutting business deals. Some bills of importance: Bike […]

Consumers are clearly not the focus of the current group that was elected to the legislature. Insurance companies and large corporations seem to be the acknowledged constituents for them. The Sun Sentinel just reported on some of the bills that look like they could pass and how they stack up […]

Ever been cancelled by your insurance company; even though you reported no losses for years, maybe decades? The Florida Senate and the Florida House are fast tracking a bill relating to property insurance in Florida. And, that sounds good on its face, but is it good for homeowners? Easy answer […]

Legislation to Permit Insurance Companies to Act in Bad Faith What is “bad faith”? An insurance company has an obligation to deal fairly with their policyholders – they must deal in good faith. If an insurance company acts in its own best interests and not in its insured’s best interests, […]