Floridians need real help on insurance issues from our legislature and governor and it is not in the area of flood insurance premiums. Floridians need help with insurers who want to accept all the favorable legislation they can get (see our articles on PIP and sinkhole coverage), they want to […]
Search Results: homeowner
There are few things more frustrating than the decision to build a home, renovate your old one, or make extensive repairs. You are investing thousands of dollars of your hard-earned money, and there are hundreds of additional determinations to be made – choices that require special knowledge you don’t have. If you do not […]
Download Printable PDF Checklist Don’t be dismayed by insurance industry jargon and the pages of confusing forms that auto insurance companies provide – this is not rocket science! With some basic information, you can choose confidently an auto policy that meets your state’s legal requirements, your financial situation, and your […]
I missed the latest in insurance products, but my friend Gabe Zambrano did not miss it. Insurance company, HomeServe USA, has a fool proof product for you. Well, really its fool proof for them…possibly just foolish for you and me. HomeServe wants to provide you insurance protection for your water […]
Do you know what “force placed insurance” means? With any luck you will never have to know what it means, but typically it translates to: No control Inflated premiums Very limited coverage Increased mortgage payments Force placed insurance on your home can happen under a number of different circumstances. For […]
The new Personal Injury Protection (PIP) legislation being trumpeted by Rick Scott and Kevin McCarty (insurance commissioner) is simply a series of methods to attack a problem by saddling honest consumers with more regulation and less benefit. The claim is that the PIP system is so filled with fraud that […]
Homeowners Insurance in the State of Florida is already out of reach financially for many Floridians who own homes and are struggling in this economy to makes ends meet. We have gone several years without hurricanes and when we had a few in 2005 homeowners insurance rates went through the […]
Thank you Florida Legislators. Thank you Governor Rick Scott. That gratitude is undoubtedly spilling forth throughout the hallowed halls of every insurance company writing property insurance in the State of Florida. The Florida legislature passed Senate Bill 408 after a similar bill had been previously vetoed by Governor Charlie Crist. […]
Ever been cancelled by your insurance company; even though you reported no losses for years, maybe decades? The Florida Senate and the Florida House are fast tracking a bill relating to property insurance in Florida. And, that sounds good on its face, but is it good for homeowners? Easy answer […]
Imagine you own a home – free and clear—no mortgage, no liens, it is all yours. Imagine you are advised that a bank has shown up at your property to foreclose on “their” mortgage and take possession of your property. Just a mistake, right? You talk to the company, they […]
