For many of our elderly, there comes a time when they can no longer care for themselves. If that person purchased a long-term care policy, is wealthy or is indigent, his/her care should not be a problem. Unfortunately many of our elderly fall into “the gap” – they make too […]
Category: Miscellaneous
Do insurance companies in Florida need a piece of bailout legislation? Florida legislators seem dedicated to providing some legislation this year to deal with fraud occurring in the arena of Personal Injury Protection (PIP) insurance coverage. PIP is a part of required coverage for auto owners in Florida. In the […]
If you are a patient at a hospital, don’t you think you should have the right to know whether anything bad happened to you while you were there? For years, health care providers in Florida were able to withhold records from a patient that were created as a direct result […]
Physician: Before I agree to treat you, I need you to sign an arbitration agreement and a limitation of liability agreement. Patient: What are those and why do I need to sign them? Physician: Oh, they are nothing really for you to worry about. They only apply to you if […]
Do you know what “force placed insurance” means? With any luck you will never have to know what it means, but typically it translates to: No control Inflated premiums Very limited coverage Increased mortgage payments Force placed insurance on your home can happen under a number of different circumstances. For […]
Riding a bicycle. Feeling the wind blow across your face and being able to take in the sights, smells and sounds around you has always been a fun adventure. Riding a bicycle is also dangerous and should be taken seriously. When you are riding a bike on the roadways, you […]
Do you believe that before you pay for a service or a product that it is acceptable to ask for what exactly you are being charged? I would never have thought to ask that question yesterday. The answer seems reasonable and straight forward, right? Of course, if you are buying […]
This whole “defensive medicine” bandwagon that physicians and their associations have pounced on continues to be a bit of a mystery to me. The argument goes that because physicians are so very afraid of being sued, they order tests that are actually unnecessary. First, I have to wonder if the […]
The new Personal Injury Protection (PIP) legislation being trumpeted by Rick Scott and Kevin McCarty (insurance commissioner) is simply a series of methods to attack a problem by saddling honest consumers with more regulation and less benefit. The claim is that the PIP system is so filled with fraud that […]
Major risk factors for Type 2 diabetes include a lack of exercise, being overweight and making poor diet choices. Eating a hamburger served between doughnuts; a recipe for which Paula Deen is famous certainly fits into the “poor diet choice category. Typically, when a celebrity reveals that he or she […]
