Do you know what “force placed insurance” means? With any luck you will never have to know what it means, but typically it translates to: No control Inflated premiums Very limited coverage Increased mortgage payments Force placed insurance on your home can happen under a number of different circumstances. For […]

The new Personal Injury Protection (PIP) legislation being trumpeted by Rick Scott and Kevin McCarty (insurance commissioner) is simply a series of methods to attack a problem by saddling honest consumers with more regulation and less benefit. The claim is that the PIP system is so filled with fraud that […]

Homeowners Insurance in the State of Florida is already out of reach financially for many Floridians who own homes and are struggling in this economy to makes ends meet. We have gone several years without hurricanes and when we had a few in 2005 homeowners insurance rates went through the […]

Thank you Florida Legislators. Thank you Governor Rick Scott. That gratitude is undoubtedly spilling forth throughout the hallowed halls of every insurance company writing property insurance in the State of Florida. The Florida legislature passed Senate Bill 408 after a similar bill had been previously vetoed by Governor Charlie Crist. […]

Ever been cancelled by your insurance company; even though you reported no losses for years, maybe decades? The Florida Senate and the Florida House are fast tracking a bill relating to property insurance in Florida. And, that sounds good on its face, but is it good for homeowners? Easy answer […]

Imagine you own a home – free and clear—no mortgage, no liens, it is all yours. Imagine you are advised that a bank has shown up at your property to foreclose on “their” mortgage and take possession of your property. Just a mistake, right? You talk to the company, they […]

If you and I enter into a contract and one of us believes the other has defaulted under the contract, the party believing they have been wronged can file a lawsuit and ask the Court for a solution to their cause(s) of action. That is a right guaranteed in the […]

You lost your job. You worry you will lose your house. You receive the letter: Dear Homeowner, you have failed to pay your mortgage payments. We do not care why. We are foreclosing on your home. Is it fair for a mortgage company to foreclose a mortgage because the homeowner […]

Daughter, Family, and Law Firm Partners Celebrate the Rehabilitation WEST PALM BEACH (July 30, 2010) – Habitat for Humanity of Palm Beach County (HFHPBC) will dedicate their 105th home on Friday, September 10, 2010. The house was donated by Deborah Knapp, a paralegal at Searcy, Denney, Scarola, Barnhart & Shipley. The […]

As citizens, homeowners, and fisherman scramble to protect their property and livelihoods from the impending arrival of hundreds of thousands of gallons of oil, the National Guard has been mobilized as the oil slick miles in length approaches the coast. Current estimates on the amount of oil escaping from the […]