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Many times consumers are perplexed as to why they have had their auto insurance rates increased after an accident that was not their fault. In Florida, there are actually some statutory guidelines of which consumers should be aware. These guidelines fall under the domain of Fla. Stat. 626.9541 – Unfair […]

Homeowners Insurance in the State of Florida is already out of reach financially for many Floridians who own homes and are struggling in this economy to makes ends meet. We have gone several years without hurricanes and when we had a few in 2005 homeowners insurance rates went through the […]

In the ‘80’s and ‘90’s we went through the “managed care” development in health care. HMO’s sprang up from everywhere and the promise of lower health costs with increased quality of health care was predicted by both the private sector as well as public officials. That was a “sales job” […]

“I love insurance companies and want them to make even more profit than they already do. That’s why I am a Florida Legislator!” This should be the button being worn by most legislators in Florida who permitted an unsubstantiated and unfounded bill to be passed during this most recent business […]

The legislature passed and failed to pass a number of bills during this legislative session. Some have said that the session demonstrated a great deal of work on the part of legislators, while others have said it amounted to a session about cutting business deals. Some bills of importance: Bike […]

Consumers are clearly not the focus of the current group that was elected to the legislature. Insurance companies and large corporations seem to be the acknowledged constituents for them. The Sun Sentinel just reported on some of the bills that look like they could pass and how they stack up […]

I am saddened that all too often I turn on the television or pick up the local newspaper only to read about another horrific incident of animal abuse; once again it has happened, this time in my own back yard. A Lantana, FL pet shop owner who had 26 cats, […]

What do you want from the people you elect to public office? Honesty? Candor? Fairness? Intelligence? Independent thinking? To listen to you, the people who voted them into office? If only things were that simple. The problem is the noise. At least in Florida, legislators have a great many interests […]

In days of old when knights were bold and gentlemen believed in honor… In those days of old, if you were to wrong me and failed to pay proper recompense, we dueled…often to the death. Today, in our democracy, we have access to the courts for redress of our differences […]

Please just take a moment to concentrate. Close your eyes and try to imagine that you are lying back in a bed. This bed has not had the bed clothes changed for a while and you are currently laying in feces and urine because you are not able to get […]